Insurance contract law
By assisting manufacturers, promoters, builders, investors and corporate officers with policy application problems, and by maintaining a regular dialogue with brokers and insurers, we are able to provide our customers with recognized experience, both in the application of the policy once the loss has occurred, and in its drafting at the time of underwriting.
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The insurance contract
Insurance contracts are, by their very nature and principle, consensual: the guarantees they provide to the insured are governed exclusively by the wording of the clauses that define them. It is, however, subject to a number of public policy provisions that govern its application and, above all, to numerous local practices that guide its interpretation.
Particular care must therefore be taken when drawing up such policies, which presupposes mastery of the rules governing the definition and application of cover, exclusions, effective dates, premiums, risk declarations and, more generally, any rules or events likely to deprive the insured of the benefit of the cover taken out.
